Comparing Benefit Of A Singapore Citizen Vs Permanet Resident

http://forums.delphiforums.com/n/mb/display.asp?webtag=3in1kopitiam&msg=19055.1

In 3in1kopitam delphiforum, forum member kojakbt22 has provided a table comparing the benefits a Singapore citizen gets vs a permanent resident.

Benefits for Singaporean vs PR















Singaporean PR Remark


Education






Govt Schools


Primary $0 per mth $3.50 per mth


Secondary $5 per mth $6 per mth


Pre-U $6 per mth $7 per mth






Independent Schools


Secondary (avg) $202.50 per mth $243 per mth S'porean has 17% discount
Pre-U (avg) $312.50 per mth $375 per mth S'porean has 17% discount




Others


ITE (avg) $ 27.50 per mth $ 30.25 per mth S'porean has 9% discount
Poly $175.00 per mth $192.50 per mth S'porean has 9% discount




Universities


NUS, NTU, SMU $6110 per year $6720 per year S'porean has 9% discount




Primary 1 Enrollment Same Same






Healthcare






Public Hospitals


Class B1 20% subsidy 10% subsidy S'porean has 10% more subsidy than PR has
Class B2 65% subsidy 55% subsidy S'porean has 10% more subsidy than PR has
Class C 80% subsidy 70% subsidy S'porean has 10% more subsidy than PR has
Day Surgery 65% subsidy 55% subsidy S'porean has 10% more subsidy than PR has
Specialist Outpatient Clinic 50% subsidy 40% subsidy S'porean has 10% more subsidy than PR has




Polyclinics Consultation


Adult (avg fee) $9.05 $14


Child/Elderly (avg fee) $4.85 $14






Public Housing*


4 room HDB $285K $334K S'porean has 14.7% discount
5 room HDB $375K $392K S'porean has 4.3% discount
Eligibility for HDB loan Yes No But PR can still get loans from banks




Special Transfers


CPF top-up Yes No


Medisave top-up Yes No


New S'pore Shares Yes No


Econ Restruct Shares Yes No


Progress Package Yes No






NS & Reservist Yes No PR kids can relinquish their PRs to avoid NS








* Public Housing figures are calculated from the following:








[New Punggol HDB flats currently being offered]


http://www100.hdb.gov.sg/09JULBTOPG_pdf/$file/Punggol_Residences_General_Info.pdf





Typical Applicants' Median


Selling Household Income


Price


4 room $295K $4100


5 room $375K $5100






For household income of $4100, the 1st time buyer will enjoy an additional $10K grant


Grants are not applicable for household income above $5000






Hence, typical price of new HDBs in Punggol for 1st time avg S'poreans after grants:

4 room $285K


5 room $375K






[Price of HDB Resales which PRs can buy in Punggol]


http://www.scribd.com/doc/15509668/HDB-Resale-Transactions-May-09)






Avg HDB Resale transacted price in Punggol:


4 room $334K (avg of the 10 transactions in May 09)


5 room $392K (avg of the 18 transactions in May 09)